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Residential Financing Options

Residential Financing Options

Residential Financing Options

Residential Financing Options

Residential Financing Options

Micro Loans

Home Energy Solutions℠ (HES) participants may qualify for 0%, fixed-rate loans of $1,000 to $3,000. Eversource and UI customers can make loan payments through their utility bill.

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Smart-E Loans

This program offers no money down, low-interest financing with flexible terms. Over 40 home improvement projects may qualify including installation of high efficiency HVAC, solar PV, Electric Vehicle Recharging Station, insulation, and more.


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Heating Loan

This program offers financing up to $15,000 at a 0.99% interest rate for the purchase and installation of eligible energy-saving heating equipment including boilers, furnaces and electric heat pumps. Repayment is available through your electric utility bill.


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Energy Conservation Loan (Emergency)

The Energy Conservation loan program is limited to emergency situations only (non-working heating systems and leaking roofs). Applicants must be ineligible for other programs in order to qualify for an emergency loan.
 

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Multifamily Property Loans

Energy efficiency upgrades of multifamily buildings or complexes with five or more units, made through the Multifamily Program, may qualify for incentive dollars and financing the balance of the energy efficiency upgrade project costs.
 

More About Multifamily Property Loans